Basic Steps to Buy Your Own Home

Thinking of buying your first house? It must be exciting but you must handle it with care and never hurry in making a decision.

There is a number of things need to be considered to ensure you have a pleasant first-time house buying:

Government Programs/ Incentives for the first time house buyer

It helps to partly funding for your house buying. However, there are some restrictions imposed by the Government for fairness and policy. If your parents or partner never buy a house before, then it will be easier for you to enjoy the government programs in assisting you with buying your first house. You can buy houses in Fontana at

Image Source: Google


Always consult the financial institution before starting to look for your ideal/dream house. There are many people who used to look for a house first before getting consultation from the bankers. This may lead to many problems in the later stage.


Consider a location that is safe and convenient for you. Never just look for the cheap place yet cause inconvenience to you or your family members. Of course, you shouldn't be buying a house that is over your budget as this will increase your financial burden. The location must also meet your lifestyle.

Borrowing Capacity/Credit History

As you need to take a mortgage as financing for your first house buying, your credit history is crucial. Having a good credit history will ease the mortgage financing process and a better chance of getting a higher mortgage.